Impact of New Technologies in Developing Countries

Prasanna Jung Karki


New Technologies change the world irreversibly. These changes do not necessarily need to be only positive. It is increasingly a concern that technological innovations may create as many problems as they solve. It has a lot of its boon and curse according to the situation and condition of the environment. Right now let’s emphasize on the boon side of its. Mainly the latest technology is looping around 5 factors of the developing country for its positive impact.

Healthcare

In this pandemic situation right now in the world. Telecommunication industries of developing countries have used Mobile phones to spread text messaging for extremely valuable information to its public with alerts about health emergencies as well as reminders to take medication. Cell phones have become more prevalent in developing communities, they give underserved people access to technology and vital information about their health. A major factor in health issues in these nations is simply lack of knowledge and awareness and technology can help to solve these sorts of issues.
Environment

Though many people in developed countries take for granted simple things such as clean water, more than 1.8 billion people lack a dependable source of drinking water, according to the World Health Organization (WHO). Even more—2.4 billion—have inadequate sanitation facilities.
Engineers have played a key role in reducing those numbers through various projects, such as building piped connections or other sanitary sources such as public taps, protected wells, and boreholes. The WHO reports that 91 percent of the world had an improved source of drinking water in 2015 due to these efforts.
Education

Many tech companies have started initiatives to provide affordable technology to children in developing areas to help bridge the digital divide. The tools have helped improve the quality and access to education.
Electricity

In many developing countries, many places in Asia and in Africa, electricity is a luxury that many people can’t afford to. Many electric power development projects have been held among them DoED deals with all hydropower projects in Nepal. While technological advancements provide plenty of luxuries and make life easier in developed countries, these same tools are life-saving in developing nations.
Economy

Access to financial services can be a path out of poverty and technology has made great strides in creating economic sustainability. According to the World Bank, the number of “unbanked” adults dropped by 20 percent from 2011 to 2014, and developing countries had a 13 % point increase in account ownership, mainly due to mobile money services.

New technology has changed the lifestyle of human beings but it has drastically impacted the environment. Herbicides and insecticides raised agricultural yields but turned out to accumulate in food chains and therefore threatened wildlife. A different category of effects is much harder to judge: the effects that are not directly caused by a new technology itself, but by the changes in human behavior that it provokes. However, impacts of new technology can hardly be assessed in a neutral and factual way: Assessing all effects is generally impossible but choosing a focus of impact is a political choice. Moreover, by which standards should effects be evaluated? Sometimes, new technologies create new issues for which society has no widely accepted ethical standards. Therefore, not only impacts should be assessed but also new normative standards should be developed.

It’s not just the effect of technology on the environment, on religion, on the economic structure, on society, on politics, etc. It’s that everything now exists in technology to the point where technology is the new and comprehensive host of nature of life.
Godfrey Reggio | American Director


Insurance means to cover the financial risk that looms over future uncertainty. Taking this concept of monetary risk in mind, many companies provide the security services to the public. The company that provides this service is known as the insurer and the one who takes the benefit of these services is known as the insured. The process of getting insurance starts by signing a contract with agreements carefully considered by both the parties. Once the contract is signed between the insurer and the insured, premium needs to be paid on a regular timely basis. As per the contract, if any loss is incurred, then the company is obliged to cover the loss.

Various types of insurance services are provided by insurance company around the world. Health insurance covers all the risk related to one’s physical and mental health. Auto Insurance protects any loss incurred due to accidents involving a vehicle. Life insurance looks at overall risks and financial loss that may occur and if some casualties occur, then the insurance amount is given to the family of the insured. Property insurance is the insurance of any property from fire, theft and weather damage. Majorly there are two types of insurance companies. One deals with life insurance services while the second one deals with the non-life services or property insurance services.

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